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Pumpkin Insurance Review (2023)

Special offer: 10% Off For Each Additional Pet
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10% Off For Each Additional Pet
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  • Vector VPets can be Taken to Any Vet in the U.S. or Canada.
  • Vector Chronic Conditions are Eligible for Coverage.
  • Vector Discount for Multiple Pet Coverage.
  • Vector A Variety of Insurance Plans Available.
Don't Have Time? Here's a Short Summary (1-Minute Read)
  • What Is Pumpkin Care Pet Insurance? Pumpkin Care is a comprehensive pet insurance company that provides coverage for dogs, cats, and rabbits. As an all-inclusive plan, they offer customizable coverage options with no caps on payouts and no annual limits on claims. You can choose from three levels of coverage—Basic, Plus, and Premium—each with different levels of deductibles and reimbursement rates.
  • What Does Pumpkin Care Cover? The level of coverage varies depending on which plan you choose; however, all plans cover accidents and illnesses as well as preventive care such as vaccinations and routine check-ups. Pumpkin Care will reimburse up to 90% of vet bills for eligible expenses including hospitalization, surgery, diagnostic tests, prescription medications, and more. Some common exclusions include pre-existing conditions and hereditary issues. Be sure to read the policy carefully to understand what is covered by your particular plan.
  • How Much Does Pumpkin Care Cost? The cost of your policy will depend on several factors including the age of your pet, their breed/type/size, deductible amount chosen, reimbursement rate selected, and more. However, premiums typically start at $15 per month for Basic plans with higher-level plans costing around $50 per month or more. It’s important to shop around for the best price as prices can vary significantly between companies offering similar benefits.

Pumpkin Pet may be new to the insurance scene, but Pumpkin is somewhat different from the traditional insurers you’re used to. Instead of solely focusing on medical costs, Pumpkin Pet Insurance shifts focus to preventative care. The point of this focus is to avoid expensive medical costs and long-term medical care. There’s never been a better time to get pet insurance and Pumpkin is one to watch.

10% Off For Each Additional Pet
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Pet insurance 2023
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Pet insurance 2023
  • Frame-1 Quality Ingredients
  • Frame-2 Value for Money
  • Frame-3 Fast Delivery
  • Frame-4 Menu Variety
  • #1 - How Does Pumpkin Work?
  • #2 - What Does Pumpkin Pet Insurance Cover?
  • #3 - How to Sign Up to Pumpkin Pet Insurance?
  • #4 - Customer Service & Support
  • #5 - Is Pumpkin the Right Pet Insurance for You?
  • #6 - Summary

#1 - How Does Pumpkin Work?

Pumpkin may be slightly different but works like most traditional pet insurers. When your animal is sick, take them to a licensed vet, have them treated, and get reimbursed by Pumpkin. It’s that easy, and you can visit any licensed vet in the U.S. or Canada. So, if you’re traveling and your pet needs medical care, your costs should be covered. That’s useful, especially if you do a lot of traveling.

While additional pet travel insurance is necessary for overseas visits, across the border visits shouldn’t be too troublesome.

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#2 - What Does Pumpkin Pet Insurance Cover?

Pumpkin’s standard coverage includes accidents and illnesses, hospitalization, emergencies, and prescriptions. However, there is a host of insurance policies available from Pumpkin and you can get a plan to suit your requirements.

Of course, costs may increase depending on the level of coverage you require. Fortunately, you can customize your plan to suit your budget. Being able to adjust your plan is a smart feature by Pumpkin. That offers great coverage without breaking the bank.

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#3 - How to Sign Up to Pumpkin Pet Insurance?

You’ll need to go onto the Pumpkin Pet Insurance website to request a quote. You’ll then be asked if you have a cat or dog and their name and gender. If you have more than one pet, you can add them to the policy at the same time. And, you may be able to get a discount with a multiple pet policy too. It’s a great way to save money and bundle your insurance for convenience.

Pumpkin also needs to know the breed of pet and their age. Pumpkin offers insurance for dogs and cats of any age as long as they’re over 8-weeks old. There are no upper age limits either. You’ll then need to give Pumpkin some of your details such as your name, location, and email address. You’ll then be given an instant quote.

You can choose a standard insurance package that includes preventative care. More coverage can be added if necessary. In addition, there is no limit as to how many insurances claims you can submit in a year. That’s a desirable feature because animals could be involved in all sorts of accidents or incidents within a short period. And, the overall process takes minutes to complete.

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#4 - Customer Service & Support

Pumpkin Pet Insurance has limited methods to contact customer support; however, that isn’t something to be too concerned about. You can speak to someone over the telephone or via email. You can easily email them to enquire about a previous claim you’ve made or about something else entirely. While the options are limited, the service is good.

Pumpkin offers dedicated customer support without having to leave your home.

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#5 - Is Pumpkin the Right Pet Insurance for You?

Pumpkin is a quality pet insurance provider that offers fantastic discounts on a multiple pet policy. Also, it’s a nice touch that you can take your pets to any qualified vet in the U.S. or Canada. You can rely on getting cover even when you’re thousands of miles away from home.

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#6 - Summary

Pumpkin is more user-friendly than many insurance providers. With their coverage, you can get reimbursed almost 90% of your eligible veterinary bills which helps reduce out-of-pocket expenses. That’s impressive and something that so few pet insurers are able to do. With Pumpkin you can get the right plan for your pet – and for the right price too.

Despite Pumpkin being a recent addition to the insurance industry, it impresses on so many levels.

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10% Off For Each Additional Pet
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Special offer: 10% Off For Each Additional Pet
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PROs
  • Voted “Best for Comprehensive Coverage” by Business Insider
  • The pet insurance that prides itself on covering more, not costing less.
  • Fast and easy online claims process
  • No breed or upper age restrictions
  • Always a 90% reimbursement rate
CONs
  • You Can’t Change Your Reimbursement Limit
  • You Can’t Choose Your Coverage Limit
FILED UNDER
  • 10 Tips for Being a Better Pet Parent
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Understanding Pet Insurance

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With the onslaught of bills to pay for, adding one more on top of the load can seem a bit excessive for your pet. That is why people ask why to buy pet insurance when there are so many other financial responsibilities in the mix. But for most people, their pets are like a part of the family and they would be willing to pay any price to keep them healthy. Unfortunately, we can’t predict the medical problems that our pets will have, and we can’t guarantee that we will be able to afford them when they do arise. That’s why to buy pet insurance. Here is a list of benefits if you are still skeptical.
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Having top quality veterinary care can help your pet live a long and healthy life. That’s easy to understand. Understanding how pet insurance works can help you save money on your veterinarian care. This list of pet insurance FAQ’s answers many of the questions that can be floating around in your head as you read through your pet insurance policy packet.
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Pet insurance 2023
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Our Editors

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Andrew

Andrew is a student and a dog owner. His fluffy friend helped Andrew gain knowledge about insurance companies, which will keep you happy and secure.

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Being a busy mom, Kace really knows what is best in home and cooking management.

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Valerie is a passionate home-cook, who is always up for trying something new. She uses meal services because they help expand the standard menu with little effort.

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