Progressive Pets Insurance Review (2025)
- Customizable pet insurance plans
- Fast claims processing and payment
- Flexible payment plans
- Plans are flexible and can cover up to 90% of your vet bills
- What does Progressive Pet Insurance cover? Progressive Pet Insurance offers two types of plans that cover accidents, illnesses, and preventive care services like vaccinations and routine checkups. The Essential Plan covers inpatient hospitalization costs, diagnostic testing, surgery, prescription medications, emergency visits, and more. The Preferred Plan also covers additional services such as alternative therapies like acupuncture and chiropractic care.
- How much does it cost? The cost of coverage depends on several factors including the age of your pet and the type of plan you choose. Generally speaking, Progressive Pet Insurance plans start at $15 per month with higher monthly premiums for older pets or those with pre-existing conditions.
- What is not covered? There are some exclusions to note when considering a Progressive Pet Insurance plan. Pre-existing conditions are not covered as they require long-term medical treatments that may cause financial hardship over time and would not be considered preventive care services. Additionally, cosmetic procedures such as tail docking or declawing are not covered under any plan.
Whether you have an overactive dog always running around the house or a timid cat regularly chewing on random stuff, accidents happen and that’s where a reliable pet insurance plan can come in handy to save you from stress and excessive spending. Are you in search of affordable pet insurance that you can trust? Then look no further! Progressive Pet insurance is everything you seek. Progressive Pet Insurance offers accident and illness pet plans that allow you to choose your deductible of up to $50 – $100, reimbursement percentage (70-90%), and annual limit ($5,000 or Unlimited). Unlike most pet insurance programs, Progressive Pet insurance allows pet owners to fully customize their pet insurance plans according to their budget.
#1 Why Do You Need Pet Insurance?
Being a pet owner comes with many responsibilities. From feeding to grooming and regularly taking your pet for checkups, the general cost can be quite big. But if you plan to cut back financially while still providing your pet’s day-to-day needs, then you need a pet insurance plan. Pet insurance offers a way out from expensive pet bills that could poke a hole in your pocket. Serious medical conditions that require surgery or heavy medication for pets could become a financial burden. With pet insurance, you’ll be able to get the right treatment without having to worry about those large out-of-pocket expenses.
↑#2 How Much Does The Insurance Cost?
Pet insurance can get very expensive depending on the size and type of pet, but with Progressive Pet insurance, you get flexible plans that are affordable and reliable.
Progressive Pet insurance coverage can start as low as $6 per month. Depending on your pet type and the insurance plan you opt for, you could pay less or more but the costs are still pretty affordable than what you’ll get with other providers.
Progressive Pet Insurance covers a wide range of conditions. These conditions are categorized into plans. You can either opt for a plan that covers your pet’s medical bills whenever they’re involved in minor accidents like broken legs, accidental swallowing, etc, or opt for a routine care insurance plan to cover extras like dental cleaning and wellness exams.
Accident Only Plan: This is the most affordable plan and it might be the only plan you’ll ever need. This plan covers less serious problems or unfortunate accidents like lacerations, cuts, ingestions, etc.
BestBenefit Accident and Illness Plan: This is an extensive plan and the most popular pet insurance plan from Progressive Pet Insurance. This plan gives your dog maximum coverage from illnesses and injuries. This includes specialist visits, emergency care, serious medical conditions, diagnostic testing, and more.
Wellness Routine Care Plan: With this plan, you’ll be able to afford routine care for your pet and help to prevent or detect serious medical conditions at their early stage. This plan covers vaccinations, vet visits, teeth cleaning, blood work, and more.
↑#3 What If I Have More Than One Pet?
Progressive Insurance Plan can cover all pets as long as they are either a cat or a dog. You can enjoy a discount if you bring in additional pets for insurance coverage.
↑#4 Can Their Pet Insurance Be Used At Any Veterinaries?
Yes. You can always make a claim on your pet insurance anywhere in the USA and with any vet of your choosing. However, you should ensure that your veterinarian is licensed, certified, and has the needed training.
↑#5 How Do I Claim My Money Back?
Making a claim on your insurance is easy. All you need to do is upload your bill on Progressive website and once it is processed, you will be reimbursed for your expenses. The processing time is fast and the funds can be directly deposited to your bank account.
↑#6 Why Choose Progressive Pet Insurance
While there are many pet insurance providers out there, only a few do it like Progressive Pet insurance. The insurance provider has one of the best track records in the USA all thanks to its high-quality and trusted services. They offer flexible plans that allow you to make your payments monthly, quarterly, or annually according to your budget.
↑- Progressive Pet Insurance by Pets Best
- Protect your wallet from unexpected vet costs
- Get Coverage for accidents, illnesses, hospitalization, surgeries and more
- Plans are flexible and can cover up to 90% of your vet bills
- Some policies exclude exam fees
- Progressive Pet doesn't administer policies
- Absence of boarding cost