ManyPets

ManyPets Overview

ManyPets was first established under the company Bought by Many in 2012. The company first began as an insurance company but has since branched out into various insurance types, including pet insurance. In 2017, the company launched its branch, ManyPets, in the United Kingdom and continues to expand its coverage area, now including Sweden and the United States.

Even though ManyPets is currently only offered in Illinois, Texas, and Arizona, Michigan, Pennsylvania, New Mexico, Alabama, Nevada and West Virginia, the company has plans to continue expanding throughout the rest of United States and will implement those changes by the end of 2021. Currently, ManyPets covers over 450,000 pets worldwide.

This comprehensive review of will tell you everything you need to know about ManyPets insurance including services available, eligibility, cost, and more.

Pros and Cons of ManyPets

ManyPets has incredible benefits that not many other pet insurance companies cannot compete with. The general pros of this pet insurance company include:

• The ability to cancel policy at any time free of charge.
• Customizable policies that allow you to get the coverage that you need at an affordable cost.
• No annual or lifetime limits on claims.
• Incredibly affordable premiums.
• Some preconditions can be covered.
• Wellness plans offered for routine care.
• The ability to visit any licensed veterinarian within the United States without any restrictions.
• Committed to sustainability.

Yet even though there are many positive points about this company, there are some drawbacks that should be acknowledged.

• Currently has limited availability in the United States.
• Its website is still under development, and it does not have as much information
• Hip dysplasia may not be covered for older pets.

Even though there are some drawbacks to this pet insurance company, many of them are being addressed. For example, ManyPets does plan to expand throughout all 50 states of the United States by the end of 2021.

Policy Terms and Options

Because policy terms are one of the most important things you’ll need to consider when choosing a pet insurance company, having the option to make yours customizable is a desirable feature. For that reason, ManyPets is a very competitive company.

ManyPets allows their customers to adjust the cost and level of protection. Monthly prices start at $20 for dogs and $15 for cats, but be aware that these prices may vary depending on your pet’s age and pre-existing conditions.

The deductible will vary depending on your coverage and desired reimbursement. Typically, the lower deductibles will have higher monthly payments, and the higher deductibles will have lower monthly payments. As a ManyPets policyholder, you’ll be able to tailor your deductible to be anywhere from $0 – $750.

Regarding the reimbursement, you can choose how much you want to cover and how much you want ManyPets to cover. Reimbursements range from 70% to 100%. Similar to the deductible level, the reimbursement you choose may raise or lower your monthly payment.

Unlike some pet insurance policies that only allow you to make a certain number of claims each year, ManyPets has an unlimited claim policy. This means that you can make as many claims as you need as long as your coverage is active.

What is Covered Under ManyPets Insurance?

ManyPets insurance covers different veterinary fees, including:

• Veterinary exam fees for accidents and unexpected illnesses
• Diagnostic tests
• Medications
• Surgeries
• Hospitalization fees
• Cancer treatments
• Supplies required for recovery from accident or illness
• Hip dysplasia depending on circumstances
• Most dental illnesses
• Ear, eye, and skin infections
• Hereditary and congenital conditions
• Chronic conditions

There are some things that ManyPets does not cover under their insurance policy:

• Preventative care without a Wellness plan
• Pre-existing conditions unless the pet has been symptom and treatment free for at least 18 months
• Cosmetic services
• Medications that are not FDA approved
• Prescription diets

While many people use pet insurance policies for unexpected illness or accidents, ManyPet insurance also offers a Wellness plan for preventative care that can be added as an add-on to your pet insurance policy. The Wellness plan covers the costs of routine exams, vaccinations, preventive medication, dental cleaning, and holistic care.

However, the Wellness plan may not cover every fee under preventative care. Yet, it will reimburse you $150 per year for each category. For example, you can be reimbursed for up to $150 for routine exams and up to $150 for dental cleanings. To add this plan to your insurance policy, you will simply select it as an add-on and pay the extra monthly fees.

Eligibility Requirements

ManyPets has reasonable eligibility requirements and allows all dogs and cats to be covered regardless of breed or age. Additionally, they do not require a veterinary exam to enroll in their pet insurance programs. The only thing you will have to do before you file an insurance claim is to submit your pet’s medical records that date back 18 months. After that, you will be eligible to make claims regarding your pet’s health.

Waiting Period

ManyPets does have a policy waiting period that you will have to complete before making any claims. This is because they do not want customers only signing up for plans when their pet has been injured or ill.

The waiting period for ManyPets is typically 15 days. However, this waiting period may be waived if you had your pet insured under a different pet insurance company within 24 hours of purchasing your new ManyPets policy.

How Much Does ManyPets Cost?

The monthly cost for ManyPets is relatively competitive with other pet insurance companies. Standard monthly premiums start at $20 per month for a dog and $15 per month for a cat. Adding on the Wellness Plan will typically add another $20 per month to your premium. Additionally, older pets and pets with pre-existing conditions may have a higher monthly rate than those who do not.

Final Thoughts

ManyPets Is a quality pet insurance company that is not only affordable but offers comprehensive coverage for your pet. Even the Wellness add-on option for this pet insurance policy is a reasonable price. For a quality pet insurance company, ManyPets is one to consider.