Animalia Pet Insurance Insurance Review (2024)

Simple Conditions of Animalia Pet Insurance 

One of the best things about Animalia Pet Insurance is that they don’t require you to jump through a lot of hoops to join. It’s pretty simple, straightforward, and easy to understand. There aren’t many conditions to meet to join Animalia. For instance, your cat or dog only needs to be 3 months and over to be covered. There aren’t actually any upper age limits, which is pretty impressive. It means if your pet is a little older, he or she will be covered and that can be incredibly useful since it’s harder to get cover for older pets.

Of course, there is an initial qualifying period before any claims can be made and that’s 30 days. It’s pretty standard and it’ll kick in for most things too, such as hereditary conditions and illness. Once the initial period is over, your policy is activated.

The Types of Animalia Coverage

There are three main packages available from Animalia, those are the Comfort Package, Classic, and Compact. With the Compact coverage, accidents are covered, even when third-party liability cannot be established. Your pet will have any veterinary examinations covered, along with their medication and care costs too. There aren’t typically limits on treatments or what is and isn’t covered – with a few exceptions, of course. There is complementary care included which is pretty impressive because it’ll cover chiropractic care and more.

With the Animalia Classic package, your pets are fully covered with accidents, illnesses, and even chronic conditions. That’s a winner because not a lot of insurance companies, even pet insurers, will offer coverage for chronic conditions. It’s good to see this cover is available with the Classic package. It also comes with preventative care. Your pets can go through de-worming, tartar removal, and vaccinations with this package. It’s a useful way to protect your pets and there is even complimentary care available with the Classic package.

The Comfort package from Animalia offers the same as the classic, however, it goes further and offers cover for hereditary and congenital diseases. Again, you don’t see those things offered by many insurers, so it’s really a bonus. It’s important to find insurance that gives your dog or cat full protection, and Animalia doesn’t disappoint. Best of all, the majority of your expenses are reimbursed by Animalia after the deductible is paid. It’s fantastic because it puts your pet first and there are lots of plans to choose from, regardless of your budget or needs.

What Treatments are Included with Animalia Pet Insurance?

Animalia goes all out when it comes to protecting and caring for pets. For instance, all injuries and accidents are eligible under your policy. This covers anything from foreign objects to torn ligaments and diagnosis to rehabilitation. That’s pretty useful whether your pet’s condition is serious or minor.

You’ll also find that routine and non-routine illnesses are typically covered. So, if your dog was to be diagnosed with cancer, Animalia would cover whatever recommendations are set out by the vet. It’s the same for infections and even arthritis. When it comes to hereditary conditions, it can be a sticky point for many individuals, especially since most insurance providers avoid them like the plague. Fortunately, Animalia does offer coverage for hereditary conditions, even breed-specific conditions. That’s very impressive because it’s often a sticking point for most insurers. Your pet will typically be covered for chronic conditions too.

Animalia doesn’t skimp when it comes to cover and that does make it somewhat different from other insurers. It does offer a wide range of plans and treatments, whether your pet is 5 months old or 5 years. It’s really good to see how much Animalia cares about your pet. You can feel more reassured with them, and the costs are reasonable too.

What Routine Care is Included?

Surprisingly, there are a lot of everyday treatments included with Animalia Pet Insurance. For example, lab work is covered. This means, that whether your cat needs stool examined or your dog required allergy tests, it will be covered by your policy. It’s the same with scans; your pet can have an ultrasound, CT, x-ray, or MRI and they are all covered. That’s great because they can be very expensive, so having most scans covered by the insurer can elevate some of your costs.

Blood tests are often needed to help diagnose a condition, fortunately, Animalia covers this with their policies. You even have an emergency and non-emergency hospitalization covered. It’s reassuring because it helps to put your mind at ease knowing your pet is cared for. If your pet needs surgery, it’s a scary time; you not only have to worry about costs but whether your beloved pet will make it through surgery. Animalia, however, removes the worry over costs as they cover surgeries.

Animalia also covers medication costs, specialist fees, outpatient care, cancer treatments, exam fees, and behavioral therapy. It’s impressive to see just how extensive their policies are, and you can tailor a care package exclusively for your pet too. It’s fantastic and ensures your pets get the right coverage.

Simple Claims

Animalia doesn’t disappoint when it comes to claim times or the process. Typically, claims are processed within a short period – less than 1 week – and doesn’t usually take more than 30-minutes to fill out the necessary forms. Of course, you do need to attach your vet bill and receipt, but it’s incredibly easy to do so. That’s the beauty of Animalia, there’s nothing overly complex about it.

Is Animalia Pet Insurance Worth Trying?

Pet insurance is important, whether your beloved pet is healthy or otherwise. Family pets get into all sorts of mishaps and can seriously injure themselves. It can be very expensive to take a dog or cat to the vet and when there are ongoing health issues, the costs just keep rising. With Animalia, however, the majority of the costs – after the deductible – will be reimbursed to you. They also offer a great range of plans and policies to suit your pet’s requirements.

Final Thoughts

Animalia creates a simple way to ensure your pets. It’s fast, effective, and useful to ensure your pets are cared for even when they’re in good shape. One of the best things about Animalia is that they offer extensive and varied coverage. There aren’t any upper age limits, so that’s useful when you have older pets, and lots of treatments are covered too. Animalia makes pet insurance simple again and it can be useful, nonetheless.